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Developer-Friendly API

Payment API

A unified RESTful API for integrating payment methods into your application. UPI, QR codes, digital wallets, and bank transfers — all through a single integration.

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What is the Payment API?

Programmatic payment processing for modern applications.

The Payment API is a RESTful interface that lets you integrate payment methods directly into your application. Instead of redirecting customers to external payment pages, you build the payment experience into your own platform using simple HTTP requests.

The API handles the complexity of connecting to multiple payment networks, managing authentication, processing transactions, and delivering real-time status updates through webhooks. Your application communicates with one unified API instead of integrating with each payment method individually.

From initial integration to ongoing transaction management, the API provides all the endpoints needed to build a complete payment flow — including payment creation, status checking, refunds, webhook management, and settlement reporting.

API Benefits

  • Single integration for all payment methods
  • RESTful with JSON request and response format
  • Webhook-based real-time notifications
  • SDKs for Node.js, Python, PHP, Java, Go, Ruby
  • Sandbox environment for testing
  • PCI DSS compliant and encrypted

API Endpoints

Core endpoints for payment processing and management.

POST /v1/payments/create
GET /v1/payments/{id}
POST /v1/payments/{id}/refund
GET /v1/payments
POST /v1/webhooks/configure
GET /v1/balance

API Features

Everything you need to build a complete payment integration.

Unified RESTful API

A single API for all supported payment methods. Consistent request and response formats across UPI, QR, wallets, and bank transfers.

Secure Authentication

API key and signature-based authentication for every request. HMAC signing ensures data integrity and prevents tampering.

Real-Time Webhooks

Instant notifications for payment events. Configure multiple webhook endpoints and receive payloads with transaction details.

Multi-Currency Support

Process and settle payments in USD, EUR, CNY, INR, and other major currencies through a single API integration.

Comprehensive Reporting

Programmatic access to transaction reports, settlement data, and reconciliation information via dedicated API endpoints.

Detailed Documentation

Complete API reference with code examples, interactive playground, and integration guides for all supported languages.

Built for Every Industry

The Payment API adapts to your business vertical and use case.

Gaming Platforms

Process player deposits and withdrawals with low-latency API endpoints designed for high-frequency transactions.

Color Trading

Handle rapid transactions with real-time status updates and automated settlement reconciliation.

Ecommerce

Accept payments from global customers with support for multiple currencies and payment methods.

Digital Platforms

Subscription billing, one-click payments, and API-first integration for SaaS and digital service providers.

Forex & CFD Brokers

Multi-currency payment processing with dedicated endpoints for deposit and withdrawal management.

Fintech Platforms

Build custom payment experiences with full API control over transaction flow, routing, and settlement preferences.

How the Integration Works

A straightforward process to get your API integration live.

01

Get API Keys

Register your application in the dashboard to receive your API key and secret. Configure webhook URLs and set IP whitelists.

02

Integrate Endpoints

Use our SDKs or direct HTTP calls to integrate payment endpoints. Follow the documentation with ready-to-use code examples.

03

Test in Sandbox

Use the sandbox environment to test transactions, webhooks, and error handling without processing real payments.

04

Go Live

Switch to production API keys after testing. Monitor transactions through the dashboard and webhook events in real-time.

Frequently Asked Questions

Common questions about the Payment API.

A Payment API is a RESTful interface that allows businesses to programmatically process payments using various payment methods. It enables developers to integrate payment functionality — including UPI, QR codes, digital wallets, and bank transfers — directly into their applications through simple HTTP requests.
The API works by accepting payment requests from your application, processing them through secure financial networks, and returning transaction results in real-time. Your application sends a request with order details and payment method, the API processes the transaction with the relevant payment network, and returns a response with the transaction status, ID, and any additional metadata.
The API supports UPI payments, QR code payments, digital wallet transactions, bank transfers, and card payments. Each method has dedicated endpoints and parameters designed to handle the specific requirements of that payment type.
SDKs are available for JavaScript/Node.js, Python, PHP, Java, Go, and Ruby. Each SDK provides native methods for creating payments, checking status, handling webhooks, and managing refunds, with full type definitions and comprehensive documentation.
Webhooks provide real-time notifications for payment events such as successful transactions, failed payments, refunds, and settlement updates. You configure a webhook URL in your dashboard, and the API sends POST requests to that URL with event payloads whenever relevant events occur.
Yes. The API uses HTTPS encryption for all communications, API key authentication for request validation, and tokenization for sensitive payment data. All transactions are processed in compliance with PCI DSS standards and industry security best practices.
Basic integration can be completed in a few hours for developers familiar with REST APIs. Full integration including webhook handling, error management, and custom workflow implementation typically takes two to five business days depending on requirements.
Yes. A sandbox environment is available for testing all API endpoints without processing real transactions. The sandbox provides test API keys, simulated payment responses, and webhook testing tools to validate your integration before moving to production.

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